Cardiac Arrhythmia What is it? Cardiac Arrhythmia is a group of conditions in which the heartbeat is irregular, either too fast or too slow. Surgery may be used to correct this.

Mitchell, aged 29, has a decreasing term plan with Life Cover and Serious Illness Cover, both with a sum assured of £126,700, along with that he also has Protected Life and Serious Illness as an addition to his cover.

In 2017, Mitchell underwent surgery for Cardiac Arrhythmia and he received a 10% payout of £12,670. As he also has Protected Life and Serious Illness Cover, his cover returns to 100%, without additional underwriting or premiums at the point of claim.

Not only are Vitality, the only provider who cover for Cardiac Arrhythmia, but they are also the only provider to top up Serious or Critical Illness Cover after a claim if Protected Life and Serious Illness Cover are selected.

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